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Comments:
Hi
My friend recently asked Wescot to show a proof of the debt, but Wescot said you have to pay fee. I was surprised. Is it true one has to pay fee for seeing the proof? My friend is annoyed and does not know what to do. Please can you give your view?
Hi
I read your comments about Wescot Company. Recently a student who used to stay with me has a problem with it. He has been forced to pay a debt without giving evidence. Someone has used his name fraudily. He paid little by little, but at the end of his degree he decided to travel. He contacted Wescot and waited for a month, but there was no reply. He thought that they went bankrupt and so he left without paying the rest of the claimed debt. Wescot then started sending letters which have been forwarded back to them as the student left. Then letters came from their county court. then letters came from the local court. All have been forwarded to the court. so i don't understand what is happening or what is going to happen. The student is out of the country now. I also don't understand how Wescot never showed any evidence when the student requested that and why they did not reply to him when he told them he would be leaving. All these letters from court are for little money around £100. I thought Wescot does not bother to go to court for this amount of money. I am fed up of these letters coming to my door. Can anyone advise me what to do? thank you.
Wescot try to get you to pay up and try to scare people with legal action, but they wont actually do this if your debt is small, acording to my ex who has a £241 unpaid gas bill. She ignored lots of letters and phone calls and after 2 months heard nothing more. I think its disgraceful that Wescot try to use scare tactics like this with no intention of actually doing anyting about it. If you get chased like this, the thing to do is complain to the OFT.
Hey dont worry if u get letters or fone calls from this lot there is really no need to pay them much, or even nothing, to get them off ur back. In fact if your debt is small like £100 it will be written off if you dont reply. If you do want to pay something, then £10 a month will be enough - just fone in and say this is all you can afford. If the Wescot person says you must pay more, just say you cant, put the fone down and fone back to speak to someone else. Thats what I did and by the 3rd call I got my £1200 credit card bill agreed at £10 a month. yey!!!
If you have received a letter from this company it means that the company were the debt originated has sold this debt to Wescot. The best thing to do is call wescot and arrange a repayment plan, you do not have to pay it all back at once and how much you pay is dependent on your income and expenditure details. The threats of home collection and court action are empty threats. If you do not contact wescot the debt will get passed through lots of debt collection companies accumulating charges along the way. If you speak to wescot and they are not cooperative or cannot arrange an amount that is suitable for you then contact your local Citizens Advice Bureau who will accommodate your needs and deal with the company for you.
Does that mean even after writing to wescot (sample letter posted by andbaxt)i can still refuse to pay?
few days back i have received a letter from Credit Security Ltd. acting agent for Wescot, contents of the letter are
we have been instructed by our client Wescot to recover the £700/-.
we demand the above sum to be sent immediately to our office.
Your failure to comply could result in a debt collector calling upon you for payment OR a CCJ being registered against you. (end of letter)
could someone please tell me what should i do next ? so far i have been ignoring any of these letter (not replying to these letters) but whenever i get this letter i get worried and tense and start asking you guys for advice. Thank you for any and all the help. Nas
Hi, I would really like someone to help me here. Around 1999 I could not carry on paying (a normal payments) to GE Capital due to divorce, lose of job and tensions etc etc. and in 2000 i went abroad for 2 years and till now i have not paid a cent towards outstanding balance (£700)and i know there was no CCj issued In the recent past 3 months i started receiving letters (so far 4 letters and I never replied or contacted them) from Wescot credit services demanding the money and I have no intentions of paying. Today i received another letter which has a wescot name but also in bold "Door Step Collection" asking to pay up or they will pass this case to "door-to-door debt collectors" for recovery.
Can someone help / guide me on this matter? I would be greatfull for any guidance. Thanks Nas
DO NOT PAY WESCOT or any other Doorstep collectors. Instead, send them a letter asking for proof of an agreement btween them and yourselves and ask for proof of any purchase of your debt being bought from your original company that you owe money to and a break down of the charges acumulated to the total debt owing. Also inform them that the debt and charges are being disputed and still ongoing and that they have no legal right to have your personal details or to be contacting you in any way at all. . . . . . . . You can also use this letter below to warn them off altogether for good. . . . . . . . .
Ref No. ?????????
7th Jan 2009
To The Manager of Wescot Services
Ref No. ?????????
Dear Sir/madam
I note it is your intention to arrange a “home collection visit”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and
I have no wish to make an appointment with you, your company or representatives.
With reference to a card/letter received this recently from one of your "representatives". Ref: ?????????. It will not be convenient for anybody from your organisation or anyone representing your organisation to call at any time. Therefore I insist that you terminate the intended callers visit immediately and or any future ones commencing 7th January 2009 onwards. If any person or persons do
call after this notice it will be deemed harassment. Also any person or persons from your organisation or representatives of your organisation that do call and are present on any part of my property after this notice, they will be deemed to be trespassing and the police may be called and informed that a breach of the peace may occur. Reasonable force may be used to remove any such persons if necessary.
I would also like to point out to you that any further letters or communication of this nature will be regarded as harassment and reported to all relevant authorities including the police.
I do not acknowledge any agreement with Wescot and myself and do not expect to hear from you again
Should it be your intention as you have warned to arrange a “doorstep call”, please remember that there is only an implied license under English Common Law for certain people to visit me on my property without express permission; such as the postman etc and this does not include doorstep collectors. etc,
Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).
Please therefore take note that, I revoke license under English Common Law for you,
or your representatives to visit me at my property and if you do so without my permission,
you will then be liable to damages for a tort of trespass. You would also be conspiring
in a trespass if you sent someone from a doorstop collection service company to visit me
and should it be necessary, I will seek an injunction and claim for various illness, stress related and
harassment issues.'
The above also includes no hand delivered form of documentation as this too will be deemed
as trespass because you have already received notification through delivered Royal mail service,
my written correspondence informing you that you are not welcome on my property, nor is any
representative acting on your behalf.
You are not allowed to make telephone or mail contact or this will be taken as harassment and along the claims of stalking charges may be made. Calls are recorded at all times.
A copy of this notification has been passed onto various legal officials to act proof of Wescot being informed of their presence not being welcome or allowed.
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Visitors to the site are reminded that the details contained within user comments are uncorroborated and as such should not be read as fact but as the opinion of the person who left the comment.
Comments:
My friend recently asked Wescot to show a proof of the debt, but Wescot said you have to pay fee. I was surprised. Is it true one has to pay fee for seeing the proof? My friend is annoyed and does not know what to do. Please can you give your view?
I read your comments about Wescot Company. Recently a student who used to stay with me has a problem with it. He has been forced to pay a debt without giving evidence. Someone has used his name fraudily. He paid little by little, but at the end of his degree he decided to travel. He contacted Wescot and waited for a month, but there was no reply. He thought that they went bankrupt and so he left without paying the rest of the claimed debt. Wescot then started sending letters which have been forwarded back to them as the student left. Then letters came from their county court. then letters came from the local court. All have been forwarded to the court. so i don't understand what is happening or what is going to happen. The student is out of the country now. I also don't understand how Wescot never showed any evidence when the student requested that and why they did not reply to him when he told them he would be leaving. All these letters from court are for little money around £100. I thought Wescot does not bother to go to court for this amount of money. I am fed up of these letters coming to my door. Can anyone advise me what to do? thank you.
few days back i have received a letter from Credit Security Ltd. acting agent for Wescot, contents of the letter are
we have been instructed by our client Wescot to recover the £700/-.
we demand the above sum to be sent immediately to our office.
Your failure to comply could result in a debt collector calling upon you for payment OR a CCJ being registered against you. (end of letter)
could someone please tell me what should i do next ? so far i have been ignoring any of these letter (not replying to these letters) but whenever i get this letter i get worried and tense and start asking you guys for advice. Thank you for any and all the help. Nas
Can someone help / guide me on this matter? I would be greatfull for any guidance. Thanks Nas
Ref No. ?????????
7th Jan 2009
To The Manager of Wescot Services
Ref No. ?????????
Dear Sir/madam
I note it is your intention to arrange a “home collection visit”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and
I have no wish to make an appointment with you, your company or representatives.
With reference to a card/letter received this recently from one of your "representatives". Ref: ?????????. It will not be convenient for anybody from your organisation or anyone representing your organisation to call at any time. Therefore I insist that you terminate the intended callers visit immediately and or any future ones commencing 7th January 2009 onwards. If any person or persons do
call after this notice it will be deemed harassment. Also any person or persons from your organisation or representatives of your organisation that do call and are present on any part of my property after this notice, they will be deemed to be trespassing and the police may be called and informed that a breach of the peace may occur. Reasonable force may be used to remove any such persons if necessary.
I would also like to point out to you that any further letters or communication of this nature will be regarded as harassment and reported to all relevant authorities including the police.
I do not acknowledge any agreement with Wescot and myself and do not expect to hear from you again
Should it be your intention as you have warned to arrange a “doorstep call”, please remember that there is only an implied license under English Common Law for certain people to visit me on my property without express permission; such as the postman etc and this does not include doorstep collectors. etc,
Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).
Please therefore take note that, I revoke license under English Common Law for you,
or your representatives to visit me at my property and if you do so without my permission,
you will then be liable to damages for a tort of trespass. You would also be conspiring
in a trespass if you sent someone from a doorstop collection service company to visit me
and should it be necessary, I will seek an injunction and claim for various illness, stress related and
harassment issues.'
The above also includes no hand delivered form of documentation as this too will be deemed
as trespass because you have already received notification through delivered Royal mail service,
my written correspondence informing you that you are not welcome on my property, nor is any
representative acting on your behalf.
You are not allowed to make telephone or mail contact or this will be taken as harassment and along the claims of stalking charges may be made. Calls are recorded at all times.
A copy of this notification has been passed onto various legal officials to act proof of Wescot being informed of their presence not being welcome or allowed.
Your sincerely
Ref Number : ?????????
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